Consultation · 4,800 THB

Annual Household Budget Review

One long sitting that sets last year's spending beside this year's known costs, including school terms, festivals, and the months that thin the grocery money.

Who it is for
Households who want the year ahead marked before Songkran travel, the new school term, or a known repair lands in the same month as rent.
You leave with
A one-page year view of costs that will repeat, the months where several of them bunch, and a note of which month needs money set aside early.
Length
About two and a half hours
Where
Bang Nak practice room
Fee basis
Fixed fee for one household and one sitting.
A closed cloth ledger, a blank calendar, and a brass paperweight on dark wood in warm copper light

Who sits with you

Kanchana Wongsawat leads the sitting and writes the year view in the room.

Included

  • One sitting of about two and a half hours
  • A written year view completed before you leave
  • One printed copy

Outside this sitting

  • A week-by-week cash-flow sheet, which is the separate Household Cash-Flow Plan
  • Debt negotiation or calls to lenders
  • Tax preparation

How the sitting proceeds

  1. 1

    Read the past year by month

    You and Kanchana walk the last twelve months using notebooks, passbooks, or memory. Large costs are named even when the exact baht amount is approximate.

  2. 2

    Mark what will return

    Rent, school terms, festival travel, and loan dates that will happen again are placed on the coming year.

  3. 3

    Find the bunched months

    The sitting marks the months where more than one of those costs lands together, and chooses which of them must be funded early.

Before you come

  • Any household notebooks from the past year
  • Passbooks if you keep them
  • A rough memory of last year's large costs is enough if the papers are incomplete

Limits of the fee

  • The sitting covers one household's living costs.
  • Stock purchases for a market stall are included only where they change the money left for the kitchen.
  • A weekly plan is a different engagement.

A single sitting at the Bang Nak room

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The fee on this page is a guide. The practice confirms the amount in writing before a date is held. Payment is arranged with the practice, not on this website.

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