Rates

Fees for a sitting, confirmed before a date is held.

These amounts are a guide for household budgeting and cash-flow planning. The practice confirms the fee in writing after hearing who will attend. Nothing on this website takes a payment. A deposit of 30 percent of the agreed fee holds the date. On the 18,500 THB cash-flow plan, that deposit is 5,550 THB.

Household Cash-Flow Plan

Fixed fee for a household with up to two adult earners. A third earner is quoted before the first sitting.

Four sittings of about ninety minutes, spread over three to five weeks. Four sittings at the Bang Nak room, or at the household table if you live in Amphoe Mueang Narathiwat.

18,500 THB

Annual Household Budget Review

Fixed fee for one household and one sitting.

About two and a half hours. A single sitting at the Bang Nak room.

4,800 THB

Debt Repayment Map

Fixed fee for up to six debts, including one follow-up within three weeks.

About two hours, plus a half-hour follow-up when needed. One sitting, with a short follow-up if a new statement arrives.

6,200 THB

Savings Goal Sitting

Fixed fee for one named goal.

About ninety minutes. A single sitting at the Bang Nak room.

3,400 THB

What changes a quote

A third adult earner on the cash-flow plan lengthens the sittings and is priced before the first meeting. A debt map with more than six separate debts is quoted the same way. Travel inside Amphoe Mueang Narathiwat is included when a cash-flow sitting is held at the household’s table. A visit beyond the amphoe is priced before anyone agrees a day.

The cash-flow fee includes the four sittings, the written sheet, one printed copy, and a six-month check-in if you book it within six months. It does not include a lender’s charges, a bank’s fees, or the cost of a repair the sheet is saving toward.

Holding the room

After the fee is confirmed, the deposit keeps the date. The remainder is paid at the first sitting. Cancellation and rescheduling are set out on the refund page.

Ask for a fee in writing