Notes
Notes on weeks, envelopes, and rent day.
Short pieces from the Bang Nak practice on household budgeting and cash-flow planning. They describe dates and envelopes, written for households who already know their own costs.
9 July 2026
Two earners, one rent day, and the envelope that keeps getting opened
When two pay habits share one rent date, the envelope without a name is the one that gets opened on a Wednesday night.
18 May 2026
Holding back for Songkran travel and the new school term
April bunches festival travel and school costs. The households who cope named that pile in February, not on the bus.
3 April 2026
Read the household ledger before you change a habit
Three months of a notebook will show the dates. Cutting a small pleasure first usually misses the week that is actually short.
12 February 2026
When the week's cash arrives on Thursday, not Monday
Market takings and boat payouts rarely land on the rent date. The holding envelope has to be filled the hour the cash arrives.